Assembly Bill No. 1043 was approved by California governor Gavin Newsom in October of last year, and becomes active on January 1, 2027 (via The Lunduke Journal). The bill states, among other factors, that "An operating system provider shall do all of the following:"
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▲提示词:A photo of an everyday scene at a busy cafe serving breakfast. In the foreground is an anime man with blue hair, one of the people is a pencil sketch, another is a claymation person,推荐阅读夫子获取更多信息
2025年事实上已经是保单大重写之年;而从2026年开始,企业会逐步发现,自己买到的不是一张覆盖一切的AI风险保单,而是一张更窄、更贵、且附带更多前置条件的可承保风险。本文关心的不是保险公司如何用AI提效,而是反过来,AI如何重写保险的经营范式。风险从可分散变成同源聚合,黑箱把成本先推到辩护费用,责任链条在供应链里漂移。保险会从概率生意走向治理生意,定价权会从精算迁移到审计与红队证据链。